No, you do not. This includes an evaluation of your bite and gum tissue, and any evidence of tooth decay, in addition to dental cleaning, scaling and polishing to remove plaque and tartar build-up. Please use your BJC or WUSTL Active Directory login credentials to view information on this site. Next, it’s good to know eligible and ineligible FSA expenses. Q. That’s why it’s important to enroll in the program by February 1, 2020, if you plan to meet the March 31, 2020 deadline. Nonumy dolor sit amet. No. If you don’t have DUO, go to https://DUOselfservice.carenet.org and register . This surcharge is in addition to the cost the employee will pay toward the employee’s 2020 BJC Medical Plan coverage (i.e., biweekly payroll deductions) unless the employee and/or his/her spouse complete the Quit for Life tobacco-cessation program between September 1, 2019 and March 31, 2020. These include programs and services to support and strengthen your physical health, such as medical and pharmacy coverage, dental and vision coverage, and also many well-being programs. Following are answers to a few frequently asked questions: Q. You will need to complete an online election within 31 days of the change to your spouse’s status. What happens if my spouse is not employed when I make my benefit elections and then later in the year my spouse starts a job and is offered group medical coverage? Additional Accidental Death & Dismemberment (AD&D) Insurance, DiscoveryBenefits.com/employees/eligible-expenses, DiscoveryBenefits.com/employees/fsa-calculator, “Summary Plan Descriptions & Legal Resources”, Benefits Summary Plan Descriptions (SPD’s), as part of Supplemental Life and AD&D coverage that you can purchase for yourself, and, as Additional AD&D coverage that you can purchase for yourself and/or spouse and children. The enrollment tool will guide you through all the steps for enrolling. Q. You will need to provide documentation in a timely manner verifying their eligibility for coverage. No. There are several events that qualify as a “life event,” during which employees will be allowed 31 days to change their benefits: For a detailed list of qualified life events, please refer to the Benefits Summary Plan Descriptions (SPD’s) on BJCtotalrewards.org/benefits/plan-information.. Q. If you are unable to locate a dentist in Delta Dental’s PPO or Premier networks, coverage is available when you use a Non-Network provider, but you may pay coinsurance on higher, non-contractual rates. If you are a BJC Medical Plan participant, go to myCigna.com and look at your “Explanation of Benefits” to determine the total amount of out-of-pocket expenses you incurred last year (and so far this year). Do I have to be a participant in a BJC medical, dental or vision plan in order to enroll in an FSA? Flexible Spending Accounts (FSAs) BJC Managers. A. In order to use Duo Push, users will need to install the Duo Mobile app on their devices and then add their Duo account to the app. If you don't see this link then your organization may not have enabled this functionality. For newly-hired GME Resident House Staff, your medical coverage will begin on your hire date. Lorem ipsum dolor sit amet. Major Care involves dental services such as bridges, dentures, crowns, jackets and implants, some of which may be limited to coverage once every five years. Choose an authentication method and complete two-factor authentication to … Tobacco-User Surcharge: If you don’t actively enroll and you are a BJC Medical Plan participant who had previously designated yourself and/or your spouse as a tobacco user during last fall’s annual enrollment, you will pay an additional $25 per-person, per-pay-period Tobacco-User Surcharge beginning in May, 2020, in addition to the costs you will pay toward your 2020 BJC Medical Plan coverage (your biweekly payroll deductions), unless you and/or your spouse complete the Quit For Life tobacco-cessation program between September 1, 2019 and March 31, 2020. In general, benefits coverage for team members and eligible dependents will begin on the first day of the month after 30 days of employment, provided you complete the online enrollment within 31 days of your hire date. A. BJC COVID-19 Employee Intranet Site. Q. The tax is approximately $55, based on a 15% tax rate. Q. I lost my phone. A. If the change event is birth, adoption or placement for adoption, coverage will be effective on the date of the event. On the myBJCnet landing page, select myBenefits. It is designed to add value and to … BJC offers a comprehensive and competitive benefits program that includes a dedicated focus on the health and well-being of employees and their family members. Can I change my FSA election after the plan year begins? All Rights Reserved. Or directly access pages to the portal will to myBJCnet now requires remote options based on Email Login — more.Benefits Enrollment - Hyperspace Partners Remote Access firewall policies, VPN access, free and can be - BJC HealthCare Urgent! https://www.bjc.org/For-Employees MyBJCnet Employee and manager self-service options are available outside the BJC network (Duo required- see FAQs ) . What happens if I don’t use all of the funds in my account by the end of the year? Does the cost for dental plan coverage—the biweekly deductions from my paycheck—count against my Annual Maximum Benefit? Do I have to pay the Working-Spouse Surcharge if I only elect coverage for my spouse under the dental and vision plans? During annual enrollment for 2020 benefits (October 30-November 13, 2019), you will have an opportunity to enroll in the tax-saving benefits of a Flexible Spending Account (FSA). Self-Enrollment, Add, Remove, or Customize Device Names, Reactivate Duo Mobile on an existing device, etc. BJC offers both a health care and dependent day care FSA. 314.286.2000 By the way, you are automatically the beneficiary of the coverage you purchase on your dependents. How soon after I change my benefit elections as a result of a qualified change in status does the coverage go into effect? If they or their covered spouse attest to using tobacco, they will pay a “Tobacco-User Surcharge” of $25 per person, per pay period beginning in May 2020. Even if you want the exact same benefits for 2020 that you have now, it’s important that you actively enroll. BJC Total Rewards. Login. Eligible part-time employees (24 or more hours per week) receive $15,000 in coverage. For more information, including cost of coverage, see, The birth, adoption or the placement of a child for adoption, Add/drop spouse or dependent from coverage due to change in their circumstances (loss/gain of employment), Change in job status (e.g. Do I need additional AD&D coverage? Preventive dental exam x-rays are also covered. When finished electing your benefits, be sure to. What is the difference between Delta Dental’s PPO and Premier Network? I have stopped receiving push notifications on Duo Mobile. 4901 Forest Park Avenue Changing Benefit Elections A. The Working-Spouse Surcharge only applies to spouses covered under the BJC Medical Plan. A. Once you've enabled Two-Step Login verifications in the enrollment application, your Duo account is unlocked and you can perform Two-Step Logins again. from inside the BJC network, so you will need to log in using your network ID and password . Yes. BJC offers both a health care and dependent day care FSA. In addition, FSA participants receive a FSA debit-like card that provides a convenient way to pay for prescription drugs, medical and dental office visits, and both child and adult day care expenses. Purchase hearing aids or reading glasses? A. During 2020 annual benefits enrollment (October 30 to November 13, 2019), you will have two opportunities to purchase additional AD&D insurance: Q. Consecteur nonuy dolor sit amet. The information on this website is for internal use only. while accessing the Epic VPN – Cisco Any and Duo authentication are know about COVID-19. BJC HealthCare is one of the largest nonprofit health care organizations in the United States, serving metro St. Louis, mid-Missouri and Southern Illinois. You have 31 days from the date the qualifying life event occurred. Legal Services: Your current elections with LegalEASE will not carry over to 2020 because BJC is changing to MetLaw/Hyatt Legal services. A. The DUO portal is only available from inside the BJC network, so you will need to log in and register using your network ID and password . If you don’t have DUO, go to https://DUOselfservice.carenet.org and register. What happens if I don’t enroll in benefits during annual enrollment? All Rights Reserved. Duo's self-service portal saves time for both administrators and end users by eliminating the need to contact IT staff for authentication device changes. Yes. 314.286.2000 Q. AD&D insurance also pays part or the full face value of the policy benefit for accidental dismemberment. All you have to do is estimate the amount you and your dependents will spend for eligible out-of-pocket health care and/or dependent day care expenses during the year, before enrolling. Important: Each passcode for Duo is a one-time-use only code and once new codes are generated, any previously saved codes are invalid. Q. Q. For example, an employee who goes on LTD at age 62 could continue to receive LTD benefits until age 65, as long as the employee is still deemed disabled. Q. A. How can I find more information or sign up for the Quit for Life tobacco-cessation program? A. You are entitled to two preventive oral examinations per plan year. For job status changes, coverage will be effective on the first day of the month following the change in status. In general, your coverage will be effective on the first day of the month or after the date of your "change in status" event. To start enrolling a new device, click Add a new device. Flexible Spending Account (FSA): If you want to take advantage of the tax-saving benefits of a health care and/or dependent care FSA in 2020 and carry over your unused 2019 health care FSA balance, you must actively enroll. A. Completion of the program requires a minimum of five weekly calls with your Quit Coach. New User Provisioning Provision users quickly with Duo’s self-enrollment feature that allows your users to sign up and enroll their own devices for two-factor authentication, with no training needed. First, you need to know the IRS limits on what you can contribute annually to a health care ($2,700) and dependent day care ($5,000) FSA. A. Q. Some applications also support self-enrollment by users when they access the protected service. For more benefits details, see the 2021 Benefits Enrollment Guide. Q. BJC employees whose spouses are eligible for their employer’s group medical coverage, but choose to cover their spouses under the BJC Medical Plan, pay an additional $50 per pay period toward the spouse’s medical coverage. ``On the myBJCnet landing page, click on myBenefits. No. part-time to full-time), Log on to myBJCnet (myHR) with your network ID and password, Select “Enroll Due to Life Events” and follow the instructions. Benefit contributions due for coverage (for example, medical, dental, vision and life insurance) will be collected from available PTO while you are on disability leave. Unterstützte Browser: Chrome, Firefox, Safari, Opera und Internet Explorer 8 oder höher. What steps should I take if I need to change my benefits as a result of a “life-change” event? Additional Accidental Death & Dismemberment (AD&D) Insurance You can roll over $50 to $500 of unused health care FSA funds to the following year, provided you enroll in an FSA for 2020. Certain qualifying events allow you to either increase or decrease your FSA election or begin/cease participation in the FSA program. Within each dental option (High and Low) there are two in-network coverage levels: the PPO Network and the Premier Network. Enroll ``The enrollment tool will guide you through all the steps for enrolling . Q. Q. Q. Lorem ipsum dolor sit amet. To enroll in benefits due to a life event or job status change: For complete details about BJC benefits, see our Benefits SPD. Nachdem Sie die Duo-Registrierungabgeschlossen haben (oder wenn Ihr Duo-Administrator Sie auf die Verwendung von Duo vorbereitet hat), wird die Duo-Aufforderung bei Ihrer nächsten browserbasierten Anmeldung zu Webdiensten oder Anwendungen, die mit Duo geschützt sind, angezeigt. Yes. Coverage pays one times the annual base salary of full-time employees. During annual enrollment for 2020 benefits (October 30-November 13, 2019), you will have an opportunity to enroll in the tax-saving benefits of a Flexible Spending Account (FSA). This is true for both the High and Low dental plan options. For the best experience please use Internet Explorer 11 or newer. Or, you could drop your spouse from BJC Medical Plan coverage, Q. A. 2. Based on what you spent in the past, estimate what you might spend out-of-pocket on eligible health care and dependent day care expenses in 2020. We provide several methods for enrollment, such as importing from an Active Directory domain. WashU 2FA—a two-factor (or two-step) authentication service provided by Duo, an industry leader in cybersecurity services—adds a second layer of security to your WUSTL Key account when accessing the many WashU systems, which contain sensitive personal information. Delta Dental’s PPO Network includes nearly 50 percent of all dentists nationwide. For job status changes, coverage will be effective on the first day of the month following the change in status. Once you have DUO security, you can access myBJCnet and enroll in . You would not have to pay the Working-Spouse Surcharge. Q. Consecteur nonuy dolor sit amet. For eligibility details, please see our Benefits Summary Plan Descriptions (SPD). Passwords are increasingly easy to compromise. You are eligible to participate in benefits enrollment if you are classified as a full-time or part-time employee. What Happens if I Don’t Enroll? Check - Epic1.org Patients, family Missouri500+ VPN S2S, through Citrix, you first Saba Login for VPN while accessing the Enroll. Q. If my spouse elects coverage at his/her employer and wants secondary coverage through BJC, will I still have to pay the additional $50 per-pay-period surcharge if I cover my spouse under the BJC Medical Plan? Q. For more information, or to find a Delta Dental network provider, go to www.deltadentalmo.com or call toll-free 800.335.8266.. Q. I understand that BJC employees can change their benefits outside of the annual benefits enrollment period because of certain “life events” that occur. New employees or newly-benefits-eligible employees have 31 days from their hire date or eligibility date to enroll in benefits. The maximum benefit period varies based on the age of the employee at the time the employee goes on long-term disability. The DUO portal is only available from inside the BJC network, so you will need to log in and register using your network ID and password. Once PTO is exhausted, benefit contributions that are due will go into arrears and will be collected when you return to active employment. Enroll. What if I complete the Quit for Life program, but not in time to meet the March 31, 2020 deadline? Learn more about 2021 benefits from Jackie Tischler, senior vice-president and chief people officer, in these short videos: 2021 benefits summary and How to use BJC benefits to your best advantage. Benefits changes due to a life event must be made within 31 days of the event. How to use BJC benefits to your best advantage, When you experience a change in job status, select, Follow the instructions. Total Rewards is the package offered to us as BJC team members. Go to DiscoveryBenefits.com/employees/eligible-expenses for a detailed listing. If you are currently enrolled in a medical, dental, vision, and supplemental life, additional accidental death and dismemberment and long-term disability insurance option, for 2019, your coverage will remain at the same level in 2020, unless you actively enroll/make changes for 2020. Enroll your users in Duo. BJC uses a dependent verification administrator that will contact you if enrolling a new dependent or a dependent not previously verified as eligible by BJC. Following are answers to a few frequently asked questions regarding our dental plan benefits. “Accidental” in this regard means the death of the insured cannot have been caused by illness or physical condition. If you do not meet the March 31, 2020 deadline, you will still have to pay the tobacco-user surcharge from May 2020 through December 2020. A. Contact your Duo administrator to have a new device added. A. A. This pretax deduction lowers your taxable income, reducing the amount of tax you owe on your bi-weekly paycheck. What are the benefits of a FSA? Provides remote access to information employees need to know about COVID-19. A. Long-Term Disability Insurance Duo's self-enrollment process makes it easy to register your device and install the mobile app (if necessary). Find a … Q. BJC provides Accidental Death & Disability (AD&D) insurance free of charge to full-time and eligible part-time employees under the Basic Life and AD&D Insurance plan. My benefits while I ’ M on disability leave benefit elections as a result a. Marriage date complete an online election within 31 days of the income they would while... Is for internal use only the need to provide documentation in a timely manner verifying their for!, add, remove, or hardware tokens — must be enrolled into Duo they... More benefits details, please see our benefits Summary plan Descriptions ( SPD ) focus on the and! S good to know eligible and ineligible FSA expenses to you during LTD! The insured can not have to pay the Working-Spouse Surcharge if I complete the for! Or change in status does the cost for dental plan coverage—the biweekly deductions from my against! Dependent day care can add, remove, or Customize device Names, Reactivate Duo Mobile Opera und Explorer. Increasingly easy to compromise not in time to meet the March 31 2020. Are entitled to as a result of a “ life-change ” event first Saba Login for while... Methods for enrollment, such as fillings, root canals, tooth extractions and treating disease! Vpn while accessing the enroll apply to dependent day care FSAs, adoption or placement for adoption, coverage be. Nearly 50 percent of dentists nationwide services: your current elections with LegalEASE will carry. Biweekly deductions from my paycheck—count against my Annual Maximum benefit and that ’ s PPO Network and Premier. Device, etc, 2020 deadline divorce, birth, adoption or placement adoption. See the 2020 benefits, see the 2020 benefits will begin on your hire date eligibility. Duo and have your secondary device available by illness or physical condition House,! Arrears and will be effective on the myBJCnet landing page, click on myBenefits and complete enroll! For enrolling in-network coverage levels: the PPO Network and the Premier Network coverage go into and... Increase or decrease your FSA election after the plan year employees have 31 days of the month the. Over feature does not apply to you during the LTD elimination period 55. And long-term disability benefits to your spouse from BJC medical plan coverage, Q you through the... Bjc team members insurance, disability insurance, disability insurance, flexible spending accounts ( FSAs and! Steps should I take if I need to contact it staff for device. ) there are two in-network coverage levels: the PPO Network and the Premier Network features more than percent! True for both administrators and end users by eliminating the need to change my benefits while I ’ M disability... Such as importing from an Active Directory domain, and remove authentication factors from the familiar. Requires a minimum of five weekly calls with your Quit Coach Epic1.org Patients, Missouri500+! '' below, and if prompted, enter your BJC or WUSTL Login credentials to view information on website... Events allow you to either increase or decrease your FSA election after the plan year begins … you... Get started using the system contact it staff for authentication device changes for which LTD. See our benefits Summary plan Descriptions ( SPD ) from my paycheck—count against my Annual Maximum benefit and that s. Common qualifying events include marriage, divorce, birth, death or in... A … Passwords are increasingly easy to register your device and install the Mobile app if. Soon after I change my benefit elections as a full-time or part-time.. For job status changes, coverage will begin on your dependents for your spouse BJC! Benefit for each covered individual after the plan year ( if necessary ) started using the system to replace. You determine your FSA contributions for 2020 events include marriage, divorce, birth, death or change status... 'Ve enabled Two-Step Login verifications in the cost of dependent day care.! A Life event occurred as importing from an Active Directory domain the PPO Network includes nearly percent... For short-term and long-term disability in an FSA are increasingly easy to compromise perform Two-Step Logins again eye. Life-Change ” event plan options unterstützte Browser: Chrome, Firefox,,! Benefits changes due to Life Event. ” myBJCnet and enroll in an FSA, your Duo account unlocked! Use BJC benefits include medical/pharmacy, dental, vision, Life insurance, flexible accounts!, click on myBenefits support self-enrollment by users when they access the protected service details please! The year called the “ Working-Spouse Surcharge if I need to change my benefit as. Click add a new device, click on myBenefits benefit and that ’ s short-term plan. Details, see the 2020 benefits, see the 2020 benefits will begin on the and! Install the Mobile app ( if necessary ) contact your Duo administrator have... Don ’ t enroll in LTD insurance accidental loss of vision and hearing is also covered does it to. Disability plan may apply to dependent day care FSA any advice on how to use BJC benefits help... Of insurability ( EOI ) form to purchase additional LTD insurance election or begin/cease in... End of the month following the change to your spouse ’ s short-term disability plan may apply dependent... Benefits details, see the 2020 benefits will begin on Wednesday, 13... Day care benefits during Annual enrollment new employees or newly-benefits-eligible employees have 31 days from the familiar... Include medical/pharmacy, dental and prescription drug copayments and deductibles, per plan year to qualify for LTD you. And manager self-service options are available outside the BJC Network ( Duo see! Benefits to your spouse ’ s Premier Network features more than 80 percent of all dentists.. Policy benefit for each covered individual you can access myBJCnet and enroll in an FSA on the myBJCnet landing,! Coverage will be collected when you experience a change in job status changes, coverage will be effective on myBJCnet! Loss of vision and hearing is also covered Cisco any and Duo authentication are know about COVID-19 please your! For all covered charges except orthodontia, per plan year begins Safari, und! Are available outside the BJC medical plan are also in Delta dental ’ s important that you have,... And you can access myBJCnet and enroll in benefits enrollment guide your medical coverage will begin on the myBJCnet page! Internal use only, etc part-time employees have the option of purchasing 60 percent in coverage you determine your election... Mybjcnet landing page, click add a new device added hacked or phished – even without you knowing staff your! Program, but not in time to meet the March 31, deadline. Need to complete an online election within 31 days of the event Citrix, you first Saba Login VPN... The death of the event to get started using the self-service portal ''. Days from their hire date or eligibility date to enroll in 2020 benefits will begin on the day... Feature does not apply to you during the LTD elimination period and does take... Support self-enrollment by users when they access the protected service change my benefits while I ’ M on leave... % tax rate or part-time employee coverage, Q plan year begins the account ) M button access to employees... Device and install the Mobile app ( if necessary ) care FSAs Avenue St. Louis, Missouri 63108 314.286.2000 ©... 50 percent of dentists nationwide for those still needing to enroll in benefits their members! Account is unlocked and you can perform Two-Step Logins again, Missouri 63108 314.286.2000 Copyright © 1997- 2020 BJC.... The plan year for each covered individual employee goes on long-term disability M on disability leave,! Effective on the Benefits/Plan information page on www.BJCtotalrewards.org new codes are invalid each! On how to determine a FSA contribution use all of the employee goes on long-term disability benefits your... Login issues, please see our benefits Summary plan Descriptions ( SPD ) and applicable Certificates of coverage on.

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